Change Your Money Behavior First
Aristotle knew a thing or two about the philosophy of “fake it ‘til you make it.” In his day, though, he didn’t call it that. Instead, he explained that we become virtuous by first putting virtues into...
View ArticleStages of Change
Which of the following people is most likely to succeed in completing a marathon? Person A believes that if you can walk somewhere, walking beats running hands-down, every single time. Person B can...
View ArticleThe First Step to Change Your Money Habits
Last week I suggested that if you have decided to change one of your money habits, it is helpful to know your starting point, also known as your current stage of change (Prochaska, Norcross, &...
View ArticleThe Second Step to Change Your Money Habits
This post is the third in a series examining the “stages of change,” or the stages that mark your readiness to transform a habit. Last week, I presented the first stage of change (precontemplation)....
View ArticleMoney Habits and Procrastination
Last week, I described how you can get stuck in the second stage of change (contemplation). In this stage, you can think of multiple reasons why you should change a given money habit. But you can also...
View ArticleThe Third Step to Change Your Money Habits
I’ve been walking you through the stages of change, or the stages that mark your readiness to transform a habit. This week, I introduce stage three, which is called preparation. It is when a person...
View ArticleChanging Your Money Habits: Preparing for Action
Last week, I described stage three (preparation) of the stages of change model. Stage three is when people intend to take action soon to change their money habits, but they need to get all of their...
View ArticleE-Reader Version of Book Now Available
Effertrux Publishing is pleased to announce the release of the electronic version of Pocket Change: Using the Science of Personal Change to Improve Financial Habits. For those who prefer the print...
View ArticleFeeling Stuck?
One of the most common complaints I hear in my change group is that people feel “stuck” or “paralyzed.” They are ready to change a habit, and yet despite their good intentions, they feel unable to...
View ArticlePracticing Good Money Habits: The Myths
It’s a new year and you’ve taken on a new money goal: saving more, spending less, or expanding your financial literacy. The self-help industry proposes that it can help you with these financial goals....
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